Most homeowners insurance policies these days provide for a pretty broad amount of coverage, but there are some risks that might not be covered at all, and items that are limited in the amount of coverage provided in a standard homeowners insurance policy. Causes of...
Water damage due to backup of sewers or drains is a coverage that is often excluded or limited to a very small amount on many insurance company’s policies. You do have options, however. Some insurers include a basic amount of sewer and drain coverage, and others...
Here’s a few quick tips to keep in mind in case you are in an accident. Knowing what to do if you are in an accident helps to reduce stress and keeps you and your family safe. First, check for injuries. Check yourself first, and then check on your fellow...
Most businesses know that they need to insure their buildings and property, liability from operations, and workers compensation, but only 3 out of 10 businesses insure their exposure to employment practices liability. Employment practices liability arises out of...
Business Interruption Insurance May Be the Key What would happen if a fire, storm or major theft caused your business to shut down? How would you pay for your ongoing expenses without revenue from ongoing operations? Sure, your property insurance will most likely...
Renters insurance made easy for those who rent their home. If you rent a house or apartment, you Landlord will typically carry insurance on the building you are living in. However, that policy does NOT cover your personal belongings or temporary living expenses in the...
