Most businesses know that they need to insure their buildings and property, liability from operations, and workers compensation, but only 3 out of 10 businesses insure their exposure to employment practices liability. 

Employment practices liability arises out of interviewing, hiring, managing and firing employees. Some common types of employment practices liability claims are: 

  • Wrongful Termination
  • Discrimination  (both existing employees and potential employees who’ve interviewed)
  • Sexual Harassment
  • Retaliation

The cost of not insuring these potential liabilities can be quite high. The average costs to defend such a lawsuit are $80k – $100k. It’s not uncommon for settlements in these cases to reach $1 million or more!

The solution is Employment Practices Liability Insurance. This policy covers: 

  • Attorney Fees
  • Court Costs
  • Settlement Costs

Plus, your case will be handled by a team of claims adjusters that know how to defend against these lawsuits. 

Please keep in mind that workers compensation or general liability insurance policies  DO NOT provide coverage for these types of claims. 

The short video below explains Employment Practices Liability Insurance in more detail. You may also be interested in this article from the Insurance Information Institute on Employment Practices Liability Insurance. 

Call us today for more information or a quote.  (706) 216-3296


About Dawson Insurance

The first independent insurance agency in Dawson County, Dawson Insurance has a history of excellence since 1964. Located in Dawsonville, Georgia, we also offer unparalleled service and competitive quotes to personal and business insurance clients in Cumming, Gainesville, Alpharetta and throughout the entire State of Georgia.


We are happy to announce that our office will reopen our lobby for in person transactions on Monday, June 8th. We’re doing our part to make your in person experience as safe as possible for everyone, and we need your help. When you come into our office, you’ll see the following:

• Lobby Capacity Limits: We will limit the number of members to a maximum of two (2) at a time to allow for proper physical distancing in every branch.
• Social Distancing: We installed floor markers and have positioned office chairs to encourage proper physical distance between yourself, other clients, and our employees.
• Cleaning and Disinfecting: We are following enhanced cleaning and disinfecting protocol that includes cleaning commonly used areas and equipment in high-touch surfaces.
• Protective Barriers: We have installed a protective barrier at our reception desk to protect both you and our employees.
• Limited Exposure: We will be prohibiting outside food and beverage from entering our office, and our restrooms are closed for public use to limit contact and exposure.

Thank you for your continued support and patience as we work to ensure everyone’s safety.