Renters insurance made easy for those who rent their home.

If you rent a house or apartment, you Landlord will typically carry insurance on the building you are living in. However, that policy does NOT cover your personal belongings or temporary living expenses in the event of a covered loss. To get that coverage, you need to purchase renters insurance.

Renters insurance covers your personal items lost due to: fire, smoke, wind, hail, theft, vandalism, water damage and more.

A renters insurance policy can also cover the additional costs of a hotel room, meals and more if you are forced to live elsewhere while your home is being repaired from a covered loss.

Renters also usually also provides personal liability, which covers you and your household members against claims caused by unintentional acts. This includes you pets or children, both on and off you property. If you should get sued because of a dog bit, or your child accidentally hurts another child at the park, this would provide coverage to protect your assets.

Below is a short video outlining the coverages provided by renters insurance, and why you should consider purchasing it, even it your landlord doesn’t require it.