Water damage due to backup of sewers or drains is a coverage that is often excluded or limited to a very small amount on many insurance company’s policies.
You do have options, however. Some insurers include a basic amount of sewer and drain coverage, and others provide optional endorsements you can buy to extend the basic homeowners’ insurance policy.
Here’s an article from the Insurance Information Institute with tips on how to protect your home or business.
If you have concerns about your water damage coverage, give us a call to discuss.
About Dawson Insurance
The first independent insurance agency in Dawson County, Dawson Insurance has a history of excellence since 1964. Located in Dawsonville, Georgia, we also offer unparalleled service and competitive quotes to personal and business insurance clients in Cumming, Gainesville, Alpharetta, and throughout the entire State of Georgia.
(The above article provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.)