If you own your home and have it financed, you are required to carry homeowners insurance. If you rent, however, there typically isn’t anyone requiring you to carry insurance. According to the Insurance Information Institute, less than half (41%) of renters in a recent survey said they carried renters insurance.

Many people think that renters insurance is expensive, it’s not. In 2014, the average renters insurance policy premium in Georgia was $226 for the year. Of course, your situation may be different and your premiums may be higher or lower than this. Also, many insurance companies will give an auto/home discount if you carry your renters insurance and car insurance with the same company.

Renters insurance covers both your belongings and your personal liability.

Call us today to get a quick quote on renters insurance. (706) 216-3296

About Dawson Insurance

The first independent insurance agency in Dawson County, Dawson Insurance has a history of excellence since 1964. Located in Dawsonville, Georgia, we also offer unparalleled service and competitive quotes to personal and business insurance clients in Cumming, Gainesville, Alpharetta, and throughout the entire State of Georgia.

(The above article provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.)