Classic cars are more than just “old cars”. They are treasures that we baby and pamper and should be insured with the same care that they are maintained and driven. Here’s 5 things to look for in a classic car insurance policy.

Classic Car Insurance Features

  1. “Guaranteed” or “Agreed” valuation. Regular auto policies value a vehicle at its current, depreciated market value. You and the insurance company need to agree up front what the value of your vehicle is.
  2. Repair shop of choice. The last thing you want if for your baby to be taken to the “repair shop of choice” of the insurance company. We’re sure you don’t let just anyone touch your car.
  3. Spare parts coverage. You likely have a number of replacement parts stored away. They tend to accumulate, and you want to make sure they are properly covered as well.
  4. Drive to work coverage. Some policies only provide coverage for pleasure use, but who hasn’t rolled up to work in the old convertible on sunny spring day?  Make sure you’re covered for the occasional non-pleasure use of your classic vehicle.
  5. In House Claims Staff. Make sure your insurance company has claims staff on payroll, and doesn’t outsource their claims function. Classic cars can be much more expensive to repair and you need a knowledgeable claims staff that understands this.

Dawson Insurance offers a variety of classic car insurance policies from several different companies. As an independent insurance agency, we bring you choices because no two situations are identical. Call us today for a quote on your classic car insurance.


About Dawson Insurance

The first independent insurance agency in Dawson County, Dawson Insurance has a history of excellence since 1964. Located in Dawsonville, Georgia, we also offer unparalleled service and competitive quotes to personal and business insurance clients in Cumming, Gainesville, Alpharetta and throughout the entire State of Georgia.


We are happy to announce that our office will reopen our lobby for in person transactions on Monday, June 8th. We’re doing our part to make your in person experience as safe as possible for everyone, and we need your help. When you come into our office, you’ll see the following:

• Lobby Capacity Limits: We will limit the number of members to a maximum of two (2) at a time to allow for proper physical distancing in every branch.
• Social Distancing: We installed floor markers and have positioned office chairs to encourage proper physical distance between yourself, other clients, and our employees.
• Cleaning and Disinfecting: We are following enhanced cleaning and disinfecting protocol that includes cleaning commonly used areas and equipment in high-touch surfaces.
• Protective Barriers: We have installed a protective barrier at our reception desk to protect both you and our employees.
• Limited Exposure: We will be prohibiting outside food and beverage from entering our office, and our restrooms are closed for public use to limit contact and exposure.

Thank you for your continued support and patience as we work to ensure everyone’s safety.