Business interruption insurance is included in most business owners policies. It’s the coverage that will compensate you for lost sales due to a covered loss or disaster.

If you have a commercial package policy, you’ll likely need to purchase business interruption insurance separately (or add it to the package), if you have a businessowners policy, you should make sure that the amount included on the policy is sufficient for YOUR business.

According to FEMA, after a catastrophe or disaster 40% of businesses do NOT reopen and within one year an additional 25% will fail. The vast majority of these cases are because the business owner did not have sufficient business interruption insurance to keep them afloat while the business was being rebuilt and customer traffic patterns resume normal.

A properly designed business insurance policy will provide you with money to cover –

  • Lost Revenue
  • Fixed Expenses (rent, utilities etc.)
  • Costs from operating from a temporary location or increased costs of doing business in current location

If you’re not sure you are covered properly, Contact Us for a free review.

About Dawson Insurance

The first independent insurance agency in Dawson County, Dawson Insurance has a history of excellence since 1964. Located in Dawsonville, Georgia, we also offer unparalleled service and competitive quotes to personal and business insurance clients in Cumming, Gainesville, Alpharetta and throughout the entire State of Georgia.

COVID-19 NOTICE

We are happy to announce that our office will reopen our lobby for in person transactions on Monday, June 8th. We’re doing our part to make your in person experience as safe as possible for everyone, and we need your help. When you come into our office, you’ll see the following:

• Lobby Capacity Limits: We will limit the number of members to a maximum of two (2) at a time to allow for proper physical distancing in every branch.
• Social Distancing: We installed floor markers and have positioned office chairs to encourage proper physical distance between yourself, other clients, and our employees.
• Cleaning and Disinfecting: We are following enhanced cleaning and disinfecting protocol that includes cleaning commonly used areas and equipment in high-touch surfaces.
• Protective Barriers: We have installed a protective barrier at our reception desk to protect both you and our employees.
• Limited Exposure: We will be prohibiting outside food and beverage from entering our office, and our restrooms are closed for public use to limit contact and exposure.

Thank you for your continued support and patience as we work to ensure everyone’s safety.

insure@dawson-insurance.com

706-216-3296